Understand how Pension Inheritance Tax changes from April 2027 may affect executors and beneficiaries, including reporting duties, payments and exemptions.
Learn what a cash equivalent transfer value means, why CETVs change, how long they last and what to check before considering a pension transfer.
Learn how gift trusts work, the difference between bare and discretionary trusts, key tax considerations, and what to weigh up before making a gift.
Learn how a discounted gift trust works, how the discount is calculated, key tax considerations, risks and when it may be worth considering.
Learn how using a pension to buy commercial property works, including SIPP rules, borrowing, tax considerations and key risks for business owners.
Should I consolidate my pensions? Understand the benefits, risks, charges, and key questions to consider before combining pension pots.
Learn how the tapered annual allowance works for high earners, including income thresholds, carry forward and potential pension tax charges.
Learn how to bridge the gap before State Pension age using pensions, ISAs, savings, and other income while considering tax and investment risks.
Understand how pensions and inheritance tax work, what changes from April 2027, and what to consider when reviewing your wider estate.
Compare pension vs ISA for high earners, including tax relief, access, employer contributions, tapered allowances and retirement withdrawals.
Learn how relevant life insurance for directors works, including eligibility, tax considerations, trusts, cover and key risks.
Learn how pension carry forward rules work for high earners and directors, including unused allowances, tapering, tax relief and employer contributions.
